Top Reduce My Excess Vouchers for December 2025

Simple Ways to Save at Reduce My Excess

Saving on your car and home insurance with Reduce My Excess is straightforward. The main way to save is by choosing a higher voluntary excess. This is the amount you agree to pay towards a claim. By choosing a higher amount, you can lower your overall insurance premium. It's a simple trade-off that can lead to big savings, especially if you're a careful driver.

• Adjust Your Voluntary Excess: This is their core service. A higher excess usually means a cheaper policy.
• Look for Promotional Codes: Always check for a discount code before you finalise your purchase on their website.
• Buy Directly Online: Purchasing your policy through their website is often the cheapest way to buy.

Best Times to Shop

While insurance isn't like seasonal clothing with big sales, timing still matters. The best time to get a great price on your insurance is typically 2-3 weeks before your current policy is due to renew. Insurance companies often see last-minute shoppers as a higher risk, so planning ahead can save you money. It also gives you plenty of time to compare quotes and adjust your voluntary excess without feeling rushed.

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